Financial workflows with an audit trail built in.

For banks, fintechs, payment and wealth teams: onboarding, KYC/KYB, disputes, reconciliation and risk workflows around your core systems, with approvals, traceability and one release for every brand.

Modernize around core banking, trading, and data platforms without disrupting what is already live.

Where it runs

Nuclicore-managed single tenant or your cloud (BYOC), available for Enterprise customers based on governance needs.

Integrations

APIs, webhooks, event streams, batch and SFTP.

Governance

Preview, test, production, approvals, audit trail, redeploy any version.

Ownership

Exportable source code. Export to GitHub.

White-label

One release under several brands or partner domains with separate data.

Built for regulated delivery

Financial services teams buy outcomes, governance, and ownership clarity. These are the controls your risk and audit stakeholders will ask about.

KYC and onboarding governance

Case-based workflows with approvals, decision logs, and evidence capture.

AML and transaction monitoring operations

Queue and escalation patterns with traceable outcomes and audit trails.

Segregation of duties

Role-based access controls and approval gates aligned to risk and operations teams.

Audit and record readiness

Traceability for what changed, when, and why across tasks and releases.

Data residency and deployment control

Own backend per application, managed Postgres per environment. Single-tenant, BYOC and EU or German hosting on Enterprise.

Change control for regulated systems

Preview, test, production with promotion, security gate and redeploy of any earlier release.

Built for every financial services model

Align scope, workflow ownership, and governance for the exact segment you operate in.

Retail & Commercial Banking

• Faster product changes with governance
• Consistent controls across teams
• Audit-ready approvals and traceability

• Customer onboarding and KYC/KYB
• Loan servicing and exceptions
• Relationship manager workbenches

Start here: onboarding and KYC/KYB case workflow with approvals and evidence capture.

Payments & Fintech

• Rapid iteration without breaking critical rails
• Risk controls and monitoring built-in
• Partner-ready workflows with clear ownership
• White-label partner portals from one release

• Merchant onboarding and underwriting
• Dispute and chargeback handling
• Settlement and reconciliation tasks

Start here: disputes and chargebacks workflow, then expand into settlement and reconciliation.

Wealth & Asset Management

• Secure client servicing experiences
• Controlled change management for advisors
• Traceable approvals for operations

• Client onboarding and suitability
• Portfolio reporting portals
• Trade operations coordination

Start here: client onboarding and suitability workflow with controlled approvals and audit trails.

Risk, Compliance & Ops

• Reduced manual handoffs across teams
• Clear audit trails for decisions
• Cross-team visibility into exceptions

• Transaction monitoring workflows
• Policy exceptions and attestations
• Vendor oversight tracking

Start here: transaction monitoring case queues or attestations and policy exceptions.

Starter pilots that work in financial services

Pick one workflow, get it running with governance, then expand. This keeps scope predictable and security reviews focused.

KYC/KYB Onboarding Pilot

Best for banks and fintechs

Build a governed onboarding flow with approvals, evidence capture, and clear case ownership.

• Working flow in preview and test
• Approvals and audit-ready traceability
• Integration plan for systems of record

• Required fields and decision rules
• Roles and approval matrix
• Sandbox access and test data approach

Disputes and Chargebacks Pilot

Best for payments teams

Create an end-to-end dispute workflow with exception queues, decision logs, and integration points.

• Case queues and escalations
• Evidence collection and decisions captured
• Monitoring and operational visibility

• Dispute lifecycle definitions
• Integration endpoints or exports
• Security and audit stakeholders

Reconciliation and Exceptions Pilot

Best for ops and finance

Automate reconciliation steps and make exceptions reviewable with controlled approvals.

• Reconciliation workflow and exception queues
• Approval checkpoints and traceability
• Reliable batch processing patterns

• Sample exports and file formats
• Reconciliation rules and thresholds
• Target ledger or reporting destination

Attestations and Policy Exceptions Pilot

Best for risk and compliance

Standardize attestations and exceptions with a single workflow that produces audit-ready evidence.

• Attestation workflow with sign-off trails
• Evidence collection and access controls
• Reviewable changes, any release redeployable

• Attestation requirements and schedules
• Identity and role model
• Evidence storage requirements

Built in for finance workflows

Platform integrations you can use from the first release.

Payments

Stripe checkout and subscriptions, one credit per checkout.

E-invoicing

ZUGFeRD / Factur-X compliant invoices.

Documents

PDF generation from templates, merging, file validation; e-signature and IBAN verification coming.

What you can build across banking, payments, and risk teams

Deliver governed software around your systems of record, with review points, traceability, and code ownership.

Customer onboarding and servicing

Digital onboarding and KYC/KYB

Capture customer data, orchestrate verification, and track approvals and evidence in one governed flow.

onboarding UI, KYC/KYB provider APIs, core banking or CRM, document uploads.

case status, approval decision, evidence bundle, audit log entry.

• RBAC
• Audit log
• Preview/test/prod environments
• PDF evidence bundle

Account servicing and exception handling

Route account updates, disputes, and exceptions with clear ownership, approvals, and traceability.

core banking APIs, customer support systems, notifications, event streams.

exception queue items, approval trail, customer communications, decision logs.

• Approvals
• Redeploy
• Monitoring

Relationship manager workbench

Give teams a unified view of client requests, product status, and next steps with controlled access.

CRM, core banking, document systems, identity provider (SSO).

prioritized task list, approvals, client-facing status updates, audit trail.

• SSO/SAML/SCIM
• RBAC
• Secure file handling patterns

Risk and compliance

Transaction monitoring case queues

Route flagged activity to risk teams with traceable decisions, escalation paths, and evidence capture.

monitoring alerts feed, analyst queues, attachments, reporting exports.

case decisions, escalations, rationale notes, audit logs.

• Approvals
• Audit log
• Preview/test/prod environments

Policy attestations and controls

Manage attestations, policy exceptions, and approvals with a single, reviewable workflow.

identity provider, policy systems, evidence storage, HR or GRC tools.

attestation records, exception approvals, evidence links, audit trail.

• RBAC
• Redeploy
• Integrations via APIs/webhooks/SFTP/batch

Regulatory reporting workflows

Coordinate data pulls, reviews, and sign-off before submissions with traceable approvals.

data warehouse, batch extracts, review workflows, submission packaging.

sign-off trail, submission pack, change history, audit-ready logs.

• Approvals
• Audit log
• Monitoring

Operations and finance

Payments operations and reconciliation

Automate reconciliation steps and provide exception queues with controlled checkpoints.

payment processor exports, batch files, ledger or ERP, bank statement imports.

reconciliation results, exception queues, approval checkpoints, audit logs.

• Secure file handling patterns
• Encryption at rest/in transit
• Audit log
• ZUGFeRD e-invoicing

Treasury approvals and cash movement

Coordinate approvals, limits, and notifications for cash operations with change control.

treasury systems, approval matrices, notifications, audit exports.

approval decisions, limit checks, action logs, traceable change records.

• RBAC
• Approvals
• Audit log

Third-party risk management

Track vendor reviews, remediation tasks, and compliance evidence with clear ownership.

vendor systems, evidence repositories, GRC tools, ticketing systems.

review status, remediation tasks, evidence packs, audit logs.

• Audit log
• Monitoring

Fits your systems of record

Most ROI comes from removing manual handoffs and connecting to systems of record with clear ownership of every interface.

We do not replace your core platforms. We build governed workflows around them so core banking, payment rails, trading platforms, CRM, and data warehouses stay authoritative.

We integrate through REST APIs, webhooks, event streams, SFTP, batch files, and middleware. If a system has no stable interface or no test environment, integration becomes a dedicated workstream. We surface those constraints in week 1 so delivery stays predictable.

What we need from you

• Interface specs or sandbox access (core banking, payments, trading)
• Test environment or synthetic data approach
• Compliance rules, roles, and approval matrix
• Security, risk, and audit contacts

Integration patterns supported

• REST APIs and webhooks for real-time workflows
• Event streams for system-of-record updates
• Batch files and SFTP for legacy feeds
• Middleware and data hubs for orchestration

Governed releases, stable production

Every change is traceable to an approved task and acceptance criteria. This supports audit readiness and predictable change control.

• Scope is clarified and acceptance criteria are defined before implementation.
• Work is delivered in reviewable increments via tasks.
• Releases move through preview, test, and production environments.
• Every change is approved by a named person; every completed task is one commit.
• Any earlier release can be redeployed.
• Audit logs capture key actions.

Security and data controls for regulated teams

Each application runs its own backend, with a managed, encrypted Postgres per environment. Enterprise labels get their own schema. Dedicated single-tenant infrastructure and BYOC on Enterprise.

RBAC, audit logs, and monitoring keep access controlled. Your workspace content is not used to train models, and deployment options (managed single tenant or BYOC) are available for Enterprise customers.

Security controls in practice

• Own backend per application, managed Postgres per environment with each application on its own table suffix, dedicated or single tenant databases on Enterprise.
• Encryption in rest and in transit
• RBAC, audit log, and monitoring
• No model training on your content, and workspace isolation
• DORA contract addendum, register of information data sheet and a documented exit

What your security and audit teams will ask for

We align early on required evidence so reviews are predictable and do not block delivery.

Architecture and data flow overview

High-level view of components, data paths, and system-of-record boundaries.

Deployment and isolation model

Per-app isolation, per-environment and per-label secrets, single-tenant and BYOC options, operational responsibilities.

Access control and approval behavior

RBAC model, approval gates, and traceability across workflows and releases.

Audit logs and evidence handling

What gets logged, how evidence is captured, and how reviewers can verify changes.

Security scanning approach

Static code analysis with Semgrep and dependency scanning with Trivy before every build, with safe dependency upgrades applied automatically; nightly ZAP scans; reports shareable on request.

Data training and workspace isolation

Training controls, workspace isolation, and operational access boundaries.

Change record

Every task is one commit with acceptance criteria; the git log and the workspace audit trail together form the change record.

What a first financial services pilot looks like

We align on a focused workflow and deliver reviewable increments with clear governance.

Scope, acceptance criteria, architecture outline

Align on one workflow, define success criteria, and map interfaces and governance needs.

Build the first workflow slice, preview review

Deliver a reviewable slice in preview with approvals and traceability for stakeholder input.

Integration and hardening, test environment

Connect to systems of record and validate data flows in test with monitoring and audit visibility.

Security gate, production release or controlled rollout

Security gate, sign-off, production release. Every release stays redeployable.

Success criteria examples

• Fewer manual handoffs in the chosen workflow
• Faster cycle time from request to release
• Audit-ready traceability for approvals and changes

Financial Services FAQ

Answers tailored to regulated financial delivery and integration realities.

What does “governed” mean for KYC, AML, and regulated workflows?

It means workflows are case-based and reviewable, with roles, approvals, evidence capture, and traceability. You define the decision points and controls, and the system records what happened, when, and why.

Do you train models on our customer or transaction data?

No. Your workspace content, including your data and your code, is not used to train models. Customer workspaces are isolated from each other. Access is limited to what is needed to operate the service and support you.

We fall under DORA. Can we use Nuclicore?

Yes. In DORA terms Nuclicore is an ICT third-party service provider, and we support your obligations under Articles 28 to 30: a contract addendum with the Article 30 provisions, the data for your register of information including the subprocessor chain, audit and access rights, incident notification and a documented exit. The exit is practical, not theoretical: standard code, a standard database, and every release backed up into your own GitLab. If you are not supervised under DORA directly, the same package answers the requirements your regulated partners pass down by contract. We do not call ourselves DORA-certified, because no such certification exists.

How do you support segregation of duties and approvals?

We support RBAC, approval gates, and audit logs so you can separate who initiates, who reviews, and who approves. Work is organized into tasks with acceptance criteria and review points before changes reach production.

Can we deploy in our own cloud (BYOC) for data residency?

Yes. You can run in a Nuclicore-managed single-tenant environment or in your own AWS, Azure, or GCP account (BYOC), depending on your governance and residency requirements. In BYOC, your network controls, keys, and secrets stay in your cloud boundary.

How do you integrate with core banking, payments, and trading systems?

We integrate using the interfaces you already have: REST APIs, webhooks, event streams, and, where needed, batch and SFTP. We align on the system of record, the ownership of each interface, and a test environment early so integration stays predictable.

How do you support compliance and audit needs?

Work is organized into reviewable tasks with acceptance criteria. Releases move through preview, test, and production with approval gates, and any earlier release can be redeployed. Changes are traceable, and actions are captured in audit logs so teams can review what changed, when, and why.

Who owns the code and can we export it to GitHub?

You own the code generated for your application. Nuclicore produces standard, portable code and supports exporting the full repository to your GitHub so your engineering team can review, extend, and operate it independently.

How do updates, bug fixes, and change requests work after launch?

You submit changes as new tasks, with scope and acceptance criteria reviewed before implementation. You review working software in preview, then promote through test to production with approvals. This keeps changes controlled and reduces the risk of breaking what is already live.

What does a first pilot look like for a bank or fintech?

A typical pilot starts with one high-impact workflow, for example onboarding and KYC/KYB, disputes and chargebacks, reconciliation exceptions, or attestations and policy exceptions. Week 1 locks scope and acceptance criteria. Weeks 2–3 deliver reviewable increments and integration. Week 4 focuses on security review, hardening, and a controlled production rollout.

What security review artifacts can you provide?

We can provide an architecture overview and data flow, environment and deployment model details, access control and audit log behavior, and outputs from security scanning and remediation processes where applicable. We align early with your security team on required evidence and review steps. We also provide the nightly ZAP reports and the dependency audit from each release.

How do you ensure changes do not break what is already live?

We separate preview, test, and production environments and promote changes through them with approvals. The workflow is task-based and reviewable, and any earlier release can be redeployed. This reduces uncontrolled changes and keeps production stable while you iterate.

Can we run the same application for several brands or partners?

Yes. Deployment labels serve one release under each brand’s or partner’s domain with separate secrets, branding and database schema. No second codebase.

Turn financial services backlogs into running software.

Onboarding, disputes, reconciliation and risk workflows with approvals, audit trail and code ownership.